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Work

Can anyone explain to me how those debt-reduction companies work? “debt reduction companies”

May 6, 2012

Question by azny196: Can anyone explain to me how those debt-reduction companies work? I’m about 10,000 dollars in debt, and despite trying, I am unable to crawl out of this hole. I do make more than my required payment on time monthly, only have debt on three credit cards, but my debt stays the same. [...]

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How does credit utilization work for credit score? “credit & debt management of america”

April 29, 2012

Question by : How does credit utilization work for credit score? I’ve heard you should keep the credit ratio for each card at 20% or below. If I have $ 600 credit limit and I spent about $ 180 on the card, which is 30%, will this affect my credit score if I pay it [...]

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does anyone know if the credit card debt settlement programs work or not? “credit card debt programs”

April 27, 2012

by Center for American Progress Question by izzy 24: does anyone know if the credit card debt settlement programs work or not? Best answer: Answer by MikeThe “programs” you see advertised do not work very well. Doing it yourself does work. Some things to consider about Debt Serttlement, especially if you have a boatload of [...]

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How does credit utilization work for credit score? “credit & debt management of america”

April 26, 2012

Question by : How does credit utilization work for credit score? I’ve heard you should keep the credit ratio for each card at 20% or below. If I have $ 600 credit limit and I spent about $ 180 on the card, which is 30%, will this affect my credit score if I pay it [...]

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Does anyone has any idea about “Credit Card Debt Elimination” programs? Do they really work or are they shams? “credit debt elimination”

April 17, 2012

by Brad_Chaffee Question by webby_34: Does anyone has any idea about “Credit Card Debt Elimination” programs? Do they really work or are they shams? I do not mean Debt settlement; I meant Debt elimination. I saw some websites mentioning something like UCC1 to turn from Debtor to creditor(????). Looked very promising. Best answer: Answer by [...]

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