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What is the benefit of using debt consolidation for credit card debt? ? “debt consolidation credit cards”

May 9, 2012

by nick see Question by Nik: What is the benefit of using debt consolidation for credit card debt? ? What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a [...]

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Has anyone had any success negotiating debt with the IRS using their Taxpayer Advocacy Office? “negotiating debt”

April 19, 2012

by dbking Question by DNW: Has anyone had any success negotiating debt with the IRS using their Taxpayer Advocacy Office? My debt is 8 yrs old, and I want to have it declared Uncollectable, then use the Taxpayer Advocacy personnell to help me file an Offer In Compromise, or attempt to have the debt reduced [...]

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Consolidating credit card payments? Using a “debt settlement” company? “credit card debt payments”

April 2, 2012

by MANILA IMPERIAL MOTOR SALES . . . . Question by H and C’s Mommy: Consolidating credit card payments? Using a “debt settlement” company? I’m back in hope of getting some answers for my friend and her family. She is considering filing for bankruptcy, but we were discussing those companies that help you consolidate your [...]

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How badly will using debt counseling/credit card counseling hurt my credit? “credit card counseling debt”

January 22, 2012

Question by jimthephilosopher: How badly will using debt counseling/credit card counseling hurt my credit? I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term? Best answer: Answer by Meg DDebt counseling will hurt your credit within [...]

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Has anyone had any success negotiating debt with the IRS using their Taxpayer Advocacy Office? “negotiating debt”

January 14, 2012

by road_less_trvled Question by DNW: Has anyone had any success negotiating debt with the IRS using their Taxpayer Advocacy Office? My debt is 8 yrs old, and I want to have it declared Uncollectable, then use the Taxpayer Advocacy personnell to help me file an Offer In Compromise, or attempt to have the debt reduced [...]

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