Credit Debt Management

Mortgage Loan Program for mid score of 649; first time home buyer; 100% LTV? I was supposed to be closing today…however my lender needs an additional appraisal of a comparable house with a pool in my neighborhood (my appraiser gave them a few, but they want 1 more-apparently there are no more)…so my whole loan [...]

My husband and I want to purchase our first house this year. He is an accountant with a decent salary of $37,500 and I am a stay at home mom. We own both of our cars, have no credit card debt, have credit scores in the upper 700′s, and have about $28,000 for a down [...]

I’m currently trying to modify my mortgage loan with Countrywide. It seems tough they have given m every excuse why not to modify my loan. I call and they say my income exceeds their guidelines. Next month, I don’t have enough income to support the loan (dughh, at 10% who would). Also I have too [...]

My husband and I are young, and I guess you can say “just starting out in life”. I have great credit but I don’t make that much money. He has bad credit but makes good money. We want to buy a home here in Missiouri before next Spring. I am wondering if all mortgage lenders [...]

Hello! My fiance and I are looking for our first home. Problem is, we were only approved for $160,000. Well, actually, that is what *he* is pre-qualified for. I don’t have *any* credit score (bad or good) so that is hurting me. But I do make about $10,000 a year working from home. There is [...]