December 25, 2011
Question by Peace Lover: Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How about credit score? I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely [...]
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December 23, 2011
Question by : How does credit utilization work for credit score? I’ve heard you should keep the credit ratio for each card at 20% or below. If I have $ 600 credit limit and I spent about $ 180 on the card, which is 30%, will this affect my credit score if I pay it [...]
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