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what is the effect (on credit history) of settling a debt with creditors? “settling debt”

January 23, 2012

Question by dithel: what is the effect (on credit history) of settling a debt with creditors? I am trying to settle my debt (from credit cards) with two creditors. I am a complete ignorant of how these works. Please help answering the following : 1) Is settling better than bancruptcy ? 2) Are there different [...]

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2 History Questions WORTH 10 POINTS!!!!?

May 19, 2010

1) The immigration polices in place since the 1960′s have—– A. Reinforced the population pattersn reflecting the laws of the 1920′s B. Greatly increased ethnic diversity to American Society C. Encouraged immigration from western european countryes D. Discouraged immigration from asian countries AND FINALLY NUMBER 2! ————————————————————————————– 2) Why did Industrialists oppose the increased coinage [...]

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Establishing a new credit score / history fast as a foreigner?

May 6, 2010

I just transferred to the US for my company and I would like to establish an excellent credit score as fast as possible. Worries about payback and the height of the loan is not really an issue. Therefore I have a couple of questions: 1. does the height of the loan and the length of [...]

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Need a Car Badly but have Poor Credit History any suggestions?

May 2, 2010

I was reviewing my credit report and didn’t see anything that would cause a lender to not approve me for a car loan…sure there are a 2 things on there which is negative but they are being disputed currently. Really need to get a car to get from point A to B. Went to car [...]

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Does my short credit history hurt my chances to get a mortgage loan?

April 20, 2010

I am thinking of purchasing my first home next year. My credit score is at 720 and my credit history shows no delinquency, bankruptcy or anything remotely bad. I pay my credit card balances in full every month and have never a balance of more than 20% of my credit card limit. The only problem [...]

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