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	<title>Credit Debt Management &#187; Card</title>
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	<link>http://creditdebtmanage.com</link>
	<description>debt management, credit debt management</description>
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		<title>Credit Card Debt&#8211;ADVICE NEEDED!!!? &#8220;credit debt advice&#8221;</title>
		<link>http://creditdebtmanage.com/credit-debt-advice/credit-card-debt-advice-needed-credit-debt-advice-5</link>
		<comments>http://creditdebtmanage.com/credit-debt-advice/credit-card-debt-advice-needed-credit-debt-advice-5#comments</comments>
		<pubDate>Tue, 07 Feb 2012 12:20:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Debt Advice]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[DebtADVICE]]></category>
		<category><![CDATA[needed]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/credit-debt-advice/credit-card-debt-advice-needed-credit-debt-advice-5</guid>
		<description><![CDATA[Question by Mandy: Credit Card Debt&#8211;ADVICE NEEDED!!!? Over the past 3-4 years, since living on my own (I lived with my bf for 8 1/2 years before leaving that relationship), I have accumulated some pretty good credit card debt. About $ 18k worth to be exact. I know that it&#8217;s bad, but right now, I [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/credit-debt-advice/credit-card-debt-advice-needed-credit-debt-advice-5/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>why do some people on yahoo answers say chapter 7 bankruptcy does not wipe out credit card debt? &#8220;wiping out credit card debt&#8221;</title>
		<link>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-16</link>
		<comments>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-16#comments</comments>
		<pubDate>Tue, 07 Feb 2012 06:22:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Wiping Out Credit Card Debt]]></category>
		<category><![CDATA[answers]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Chapter]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[some]]></category>
		<category><![CDATA[wipe]]></category>
		<category><![CDATA[wiping]]></category>
		<category><![CDATA[yahoo]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-16</guid>
		<description><![CDATA[Question by cowgirl: why do some people on yahoo answers say chapter 7 bankruptcy does not wipe out credit card debt? It does if you meet the means test! Best answer: Answer by Chris Scause half the people here don&#8217;t know what they&#8217;re talking about Add your own answer in the comments! &#8220;wiping out credit [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-16/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can anyone recommend a ligitimate non-profit organization to help my son with a large credit card debt? &#8220;large credit card debt&#8221;</title>
		<link>http://creditdebtmanage.com/large-credit-card-debt/can-anyone-recommend-a-ligitimate-non-profit-organization-to-help-my-son-with-a-large-credit-card-debt-large-credit-card-debt-10</link>
		<comments>http://creditdebtmanage.com/large-credit-card-debt/can-anyone-recommend-a-ligitimate-non-profit-organization-to-help-my-son-with-a-large-credit-card-debt-large-credit-card-debt-10#comments</comments>
		<pubDate>Mon, 06 Feb 2012 00:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Large Credit Card Debt]]></category>
		<category><![CDATA[Anyone]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[large]]></category>
		<category><![CDATA[ligitimate]]></category>
		<category><![CDATA[nonprofit]]></category>
		<category><![CDATA[organization]]></category>
		<category><![CDATA[recommend]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/large-credit-card-debt/can-anyone-recommend-a-ligitimate-non-profit-organization-to-help-my-son-with-a-large-credit-card-debt-large-credit-card-debt-10</guid>
		<description><![CDATA[Question by diasi77: Can anyone recommend a ligitimate non-profit organization to help my son with a large credit card debt? He can&#8217;t pay his bill as he has been out of work for some time and because he was late with one payment, they hit him with a 28.99% int rate! Monthly minimum payments are [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/large-credit-card-debt/can-anyone-recommend-a-ligitimate-non-profit-organization-to-help-my-son-with-a-large-credit-card-debt-large-credit-card-debt-10/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>why do some people on yahoo answers say chapter 7 bankruptcy does not wipe out credit card debt? &#8220;wiping out credit card debt&#8221;</title>
		<link>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-15</link>
		<comments>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-15#comments</comments>
		<pubDate>Sun, 05 Feb 2012 12:21:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Wiping Out Credit Card Debt]]></category>
		<category><![CDATA[answers]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Chapter]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[some]]></category>
		<category><![CDATA[wipe]]></category>
		<category><![CDATA[wiping]]></category>
		<category><![CDATA[yahoo]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-15</guid>
		<description><![CDATA[Question by cowgirl: why do some people on yahoo answers say chapter 7 bankruptcy does not wipe out credit card debt? It does if you meet the means test! Best answer: Answer by Chris Scause half the people here don&#8217;t know what they&#8217;re talking about Add your own answer in the comments! &#8220;wiping out credit [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/wiping-out-credit-card-debt/why-do-some-people-on-yahoo-answers-say-chapter-7-bankruptcy-does-not-wipe-out-credit-card-debt-wiping-out-credit-card-debt-15/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>what happens to a credit card debt after 7 years or a collection agency debt? &#8220;credit card debt collection agency&#8221;</title>
		<link>http://creditdebtmanage.com/credit-card-debt-collection-agency/what-happens-to-a-credit-card-debt-after-7-years-or-a-collection-agency-debt-credit-card-debt-collection-agency-12</link>
		<comments>http://creditdebtmanage.com/credit-card-debt-collection-agency/what-happens-to-a-credit-card-debt-after-7-years-or-a-collection-agency-debt-credit-card-debt-collection-agency-12#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:21:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Collection Agency]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[Agency]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[happens]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/credit-card-debt-collection-agency/what-happens-to-a-credit-card-debt-after-7-years-or-a-collection-agency-debt-credit-card-debt-collection-agency-12</guid>
		<description><![CDATA[Question by hnm: what happens to a credit card debt after 7 years or a collection agency debt? is it true that in texas if it&#8217;s at least 7 years since your last payment, contact or communication with a creditor (like a credit card or collection agency) that legally there is no recourse that can [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/credit-card-debt-collection-agency/what-happens-to-a-credit-card-debt-after-7-years-or-a-collection-agency-debt-credit-card-debt-collection-agency-12/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it safe to rely on Debt Settlement Program to free from one&#8217;s credit card debts? How about credit score? &#8220;debts settlement&#8221;</title>
		<link>http://creditdebtmanage.com/debts-settlement/is-it-safe-to-rely-on-debt-settlement-program-to-free-from-ones-credit-card-debts-how-about-credit-score-debts-settlement-15</link>
		<comments>http://creditdebtmanage.com/debts-settlement/is-it-safe-to-rely-on-debt-settlement-program-to-free-from-ones-credit-card-debts-how-about-credit-score-debts-settlement-15#comments</comments>
		<pubDate>Sun, 05 Feb 2012 00:21:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debts Settlement]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Ones]]></category>
		<category><![CDATA[Program]]></category>
		<category><![CDATA[rely]]></category>
		<category><![CDATA[safe]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Settlement]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/debts-settlement/is-it-safe-to-rely-on-debt-settlement-program-to-free-from-ones-credit-card-debts-how-about-credit-score-debts-settlement-15</guid>
		<description><![CDATA[Question by Peace Lover: Is it safe to rely on Debt Settlement Program to free from one&#8217;s credit card debts? How about credit score? I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/debts-settlement/is-it-safe-to-rely-on-debt-settlement-program-to-free-from-ones-credit-card-debts-how-about-credit-score-debts-settlement-15/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Has anybody ever used Financial Solutions Legal Center to help settle credit card debt? &#8220;settle debt credit card&#8221;</title>
		<link>http://creditdebtmanage.com/settle-debt-credit-card/has-anybody-ever-used-financial-solutions-legal-center-to-help-settle-credit-card-debt-settle-debt-credit-card-11</link>
		<comments>http://creditdebtmanage.com/settle-debt-credit-card/has-anybody-ever-used-financial-solutions-legal-center-to-help-settle-credit-card-debt-settle-debt-credit-card-11#comments</comments>
		<pubDate>Sat, 04 Feb 2012 06:21:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Settle Debt Credit Card]]></category>
		<category><![CDATA[anybody]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Ever]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[settle]]></category>
		<category><![CDATA[Solutions]]></category>
		<category><![CDATA[Used]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/settle-debt-credit-card/has-anybody-ever-used-financial-solutions-legal-center-to-help-settle-credit-card-debt-settle-debt-credit-card-11</guid>
		<description><![CDATA[Question by ♠ Jenn ♠: Has anybody ever used Financial Solutions Legal Center to help settle credit card debt? I was thinking of using these people to help consolidate my credit card debt and settle my accounts for less. I have looked them up on the BBB and they have an A rating and there [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/settle-debt-credit-card/has-anybody-ever-used-financial-solutions-legal-center-to-help-settle-credit-card-debt-settle-debt-credit-card-11/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I need to have delinquent accounts in order to qualify for credit card debt consolidation? &#8220;unsecured credit card debt consolidation&#8221;</title>
		<link>http://creditdebtmanage.com/unsecured-credit-card-debt-consolidation/do-i-need-to-have-delinquent-accounts-in-order-to-qualify-for-credit-card-debt-consolidation-unsecured-credit-card-debt-consolidation-10</link>
		<comments>http://creditdebtmanage.com/unsecured-credit-card-debt-consolidation/do-i-need-to-have-delinquent-accounts-in-order-to-qualify-for-credit-card-debt-consolidation-unsecured-credit-card-debt-consolidation-10#comments</comments>
		<pubDate>Sat, 04 Feb 2012 00:20:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Unsecured Credit Card Debt Consolidation]]></category>
		<category><![CDATA[accounts]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[delinquent]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[qualify]]></category>
		<category><![CDATA[Unsecured]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/unsecured-credit-card-debt-consolidation/do-i-need-to-have-delinquent-accounts-in-order-to-qualify-for-credit-card-debt-consolidation-unsecured-credit-card-debt-consolidation-10</guid>
		<description><![CDATA[Question by Grillaface: Do I need to have delinquent accounts in order to qualify for credit card debt consolidation? I am considering trying to consolidate about 35K worth of unsecured debt, although I&#8217;m not having trouble making the payments. Best answer: Answer by linedrive123I believe, yes you have to have some problem paying the accounts [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/unsecured-credit-card-debt-consolidation/do-i-need-to-have-delinquent-accounts-in-order-to-qualify-for-credit-card-debt-consolidation-unsecured-credit-card-debt-consolidation-10/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>credit card debt settled in 2008. We didn&#8217;t fill anything out with IRS. Form 1099-c and 982? &#8220;credit card debt 2008&#8243;</title>
		<link>http://creditdebtmanage.com/credit-card-debt-2008/credit-card-debt-settled-in-2008-we-didnt-fill-anything-out-with-irs-form-1099-c-and-982-credit-card-debt-2008-13</link>
		<comments>http://creditdebtmanage.com/credit-card-debt-2008/credit-card-debt-settled-in-2008-we-didnt-fill-anything-out-with-irs-form-1099-c-and-982-credit-card-debt-2008-13#comments</comments>
		<pubDate>Fri, 03 Feb 2012 12:21:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt 2008]]></category>
		<category><![CDATA[1099c]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[anything]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Didn't]]></category>
		<category><![CDATA[fill]]></category>
		<category><![CDATA[Form]]></category>
		<category><![CDATA[IRS.]]></category>
		<category><![CDATA[settled]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/credit-card-debt-2008/credit-card-debt-settled-in-2008-we-didnt-fill-anything-out-with-irs-form-1099-c-and-982-credit-card-debt-2008-13</guid>
		<description><![CDATA[Question by Erin M: credit card debt settled in 2008. We didn&#8217;t fill anything out with IRS. Form 1099-c and 982? My boyfriend settled a debt with a credit card in 2008&#8230; now we are getting something from the IRS that says we owe money. We didn&#8217;t fill out any forms, but he didn&#8217;t have [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/credit-card-debt-2008/credit-card-debt-settled-in-2008-we-didnt-fill-anything-out-with-irs-form-1099-c-and-982-credit-card-debt-2008-13/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>how to answer summons for credit card debt? &#8220;summons for credit card debt&#8221;</title>
		<link>http://creditdebtmanage.com/summons-for-credit-card-debt/how-to-answer-summons-for-credit-card-debt-summons-for-credit-card-debt</link>
		<comments>http://creditdebtmanage.com/summons-for-credit-card-debt/how-to-answer-summons-for-credit-card-debt-summons-for-credit-card-debt#comments</comments>
		<pubDate>Fri, 03 Feb 2012 00:22:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Summons For Credit Card Debt]]></category>
		<category><![CDATA[answer]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[summons]]></category>

		<guid isPermaLink="false">http://creditdebtmanage.com/summons-for-credit-card-debt/how-to-answer-summons-for-credit-card-debt-summons-for-credit-card-debt</guid>
		<description><![CDATA[Question by : how to answer summons for credit card debt? I need an example on what to put on my response for a summons for credit card debt. Best answer: Answer by davidmi711Well, depends on your situation. &#8220;This debt is invalid because &#8220; Know better? Leave your own answer in the comments! &#8220;summons for [...]]]></description>
		<wfw:commentRss>http://creditdebtmanage.com/summons-for-credit-card-debt/how-to-answer-summons-for-credit-card-debt-summons-for-credit-card-debt/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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