13 Feb, 2010
Posted by: admin In: Poor credit credit cards
I need a credit card and my credit is not that good.
1 | c d
February 13th, 2010 at 7:38 pm
I did both when I started out. First Premier and Capital One.
I still have my Capital One… it’s been wonderful to me.
First Premier will definitely accept you, HOWEVER they charge an annual fee. It was like $50-$60 per year. So unless Capital One denies you, I wouldn’t touch First Premier.
(I closed it out when I got my first annual charge)
2 | Rosita
February 13th, 2010 at 7:41 pm
If you have cash, what you might want to try doing is going to your bank and ask about a secured credit card. You make a deposit, say in a short term deposit and the bank gives you a card with a smaller credit rating than your deposit. If you maintain a good history with the card, in six months to a year the bank may remove the requirement for the security deposit. I’ve done that a couple times in the past.
3 | M E
February 13th, 2010 at 7:47 pm
1.) Pay off your current debt
2.) NEVER use another credit card to pay off current credit card debt
3.) SAVE $ SAVE $ SAVE !
4.) Now start w/ a clean slate and a new credit card.
4 | P.
February 13th, 2010 at 7:55 pm
go to your bank and credit union and offer to do a secured credit card. You put up money for security. Charge and pay off monthly. After a while your credit score should increase, and they might give you one that is unsecured.
5 | peastick
February 13th, 2010 at 8:10 pm
capital one.
they gave me my first credit card and when we found out my boyfriends family fu*ked up his credit we went to them and found a card on there that is stricly for bad credit.
he got one so i dun see y u shouldn’t be able to =)
6 | sam!!
February 13th, 2010 at 8:41 pm
try store ones like jcpennys buy something and pay it off right away do this for a few months and try with other card Remember to pay of every month Dont get more than 2 card as it isa red flag with to many
7 | iambless
February 13th, 2010 at 9:09 pm
you will have to apply for a lower end credit card and work yourself up to the better cards, check out http://www.fastcreditcardapprovals.com under poor credit section
8 | Brutus
February 13th, 2010 at 9:19 pm
If you have poor credit, you have no business having a credit card. Pay as you go.
9 | ThatGuy
February 13th, 2010 at 9:25 pm
Try First Premier; it’s been around a long time.http://www.creditfast.com
10 | M K
February 13th, 2010 at 10:06 pm
Open up a checking account and get a credit/debit card or go the pre-paid route
11 | Tricee
February 13th, 2010 at 10:07 pm
In today’s world banks only want to lend to good risks!
You probably won’t get one!
13 | seekerof
February 13th, 2010 at 11:32 pm
Be careful with online scams.
Scams have doubled in the past year.
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