Have Very Poor Credit And Looking To Obtain Those Debit/credit Cards Found Online That Are Prepaid . ?

February 11, 2010

in Poor credit credit cards

I am looking at Wired plastic and All Access prePaid Visa. Basically you pay the card at a location or western union and you have money that you deposited. They may charge you monthly fee, etc.
Can may of you please recommend a good one you’ve been using?

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{ 3 comments… read them below or add one }

Jimmy J February 11, 2010 at 1:28 pm

Stay away from those “prepaid” cars rip offs. There are too many hidden fees, charges and if you do not use it within a specified time, you loose whatever balance you had.
Your better off to obtain a secured credit card at any bank or credit union. You deposit the funds and they hold them in case you do not pay the monthly bill. The more you deposit, the higher the credit limit and most do not charge for this service.
It’s a good way to start to build your credit, look into it.
Hope this answer helps you out.

Sgt Big Red February 11, 2010 at 1:51 pm

Don’t get a New Millenium bank card, because they will screw you anyway. I got aprepaid one and when I tried to close it, having paid 200 dollars and charged 180 dollars, they opened under another number and started charging me late fees. Now they claim I owe them 5000 dollars for an account I charged 180 dollars on and prepaid 200. They owe me 20 dollars. Be careful, everyone wants to screw you. Those prepaid cards have huge finance chages, and most of them wantt you to pay them outlandish fees just to open the account.

Joe S February 11, 2010 at 2:42 pm

credcards.noneto.com – try this one. You can compare different credit cards and choose the best one for you.
Some of them accept everyone, even if a person has bad/no credit.

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