Okay, I worked at a restaurant and they closed, so I’m out of a job (no big deal for me, I’m in college and live with my parents I’m only 20)
I do however pay for classes at my Community college (I’m transferring to a REAL school next year)
and I have some credit card debt (only about 400 bucks)
I got my last pay stub and this year the government has stolen about $1000.00 from me in the name of Social Security.
I am FOR elimination of Social security (**** $600.00, what kind of stimulus would a 6% raise (12% if self employed) and the recovery of all the money that citizens have had taken form them without permission
Hmm… what if everyone invested 6% in a IRAs and what not (that is unless Obama takes those like he wants the 401ks)
Oh, thats right its not for just old people, it also provides a safety net in case you lose your job.
Well… I lost my job, I have debt, I need to pay for classes (If I got the money they stole from me in full I could do booth with change to spare) so… activate net deployment.
How do I cash in, and is their some kind of penalty, and do I get it all in one sum or do I have to have it spread over the next 10 years.
also, I think it would make alot more sense if I just got to keep the money, it would cut down on paper work on the governments end at least.
PS. If I waste my OWN money that I WORKED for thats MY own damn problem.
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{ 5 comments… read them below or add one }
Sorry, you do not get it back, everyone except federal employees and a few others have to pay it. Mmm, buck up and find a job, and good luck in school. Obama does not want to “take” our 401Ks, BTW. There is some thought of shifting the tax burden from retirement to current, meaning the money going in would be post tax (like a Roth) rather than pre-tax.
You get social security when you are 65 in case you don’t know that.
State unemployment was one of the other things you paid for – can you figure out where the unemployment office is all by yourself?
The money put into social security was not stolen from you and you are not entitled to have it back until you reach retirement age. The same restrictions would apply to money put in a 401K. You cannot cash it in. Your best bet is another job or unemployment.
hahahahaha.another public school dope.you can get it back(maybe) when you turn 85.
I want you to know that you have done well to accrue so little debt. Keep it that way, be disciplined. You also show a willingness to work, perhaps you can combine work and classes in some manner to keep your debts as minimal as they are now. I worked as a full time janitor on the swing shift in college to keep out of debt- it was tough but when you are young you can survive it.
Ironically, if Social Security were to fail outright or if it becomes a narrowly-defined entitlement program, people will wish Bush had bought the stocks. Remember that in the Great Depression, a lot of people who had hard cash in the banks lost everything, while those with stocks (albeit valued very low at the time) had at least something of worth after the crash. Don’t get me wrong, I never invest in stock, but things are not as cut and dry as they seem.
So there is an essence to your complaint, it sure would be better if Social Security was constructed as an individual responsibility, then you could get your money when you really need it.