Question by tinkerbell_730: is it better to pay off your credit cards with a debt consolidation or just pay it off yourself?
especially if you dont’ have the money to pay off the monthly balance? i have ,000 worth of credit card debt and not sure if it was a good idea to get a debt consolidation loan to pay 3 of ‘em.
Best answer:
Answer by golferwhoworks
as long as it is a fixed rate heck yes as you have a begining and an end. when you look at revolving cards very little goes to the principal
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“debt consolidation credit cards”
headroom
Image by nick see
…it was either that title or ‘for the ladies’.
i haven’t posted in a while. this is not a self…my wife took it, i’m sure. not sure why we had this hat. this, and a couple of shots of my always adorable niece, were the only keepers from new year’s eve 2008. i’m still far from caught up, even though i’ve not been taking many pictures lately. i wonder if i’m subconsciously pacing myself so i don’t run out as editing the old shots is a great time killer when i have some to spare.
other things on my plate currently:
put together computer desk
apply for debt consolidation credit card (my rates skyrocketed — boo)
finish prepping my grandmother’s computer. i’m giving her my spare in hopes that we can find an open wireless network for her to…erm…access.
…maybe i’m not as busy as i try to convince myself. i have been trying to take good care of my wife and do most the cooking and housework since she’s all pregnant and tired, though.
*currently listenting to*
the skeezix dilemma (live recording) by tourniquet. great technical metal band if you are looking…and their accoustic archives album* is fun for the whole family!
*for selective torrent downloading, i recommend utorrent (and, as to not leave JCMJ out, i know i’ve read that you can use wine to run utorrent on linux. i’d imagine there are plenty of good torrent applications, but someone felt the need to write a guide on how to use utorrent on ubuntu, so maybe the need does exist)
…yeah…i’m finally done.
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