Question by Pooka: Credit card fraud and statute of limitations?
I have a credit card debt due to fraud that dates back 12 years. Is it easier at this point to just tell the company I’m not paying due to statute of limitations? Proving that it wasn’t me due to the length of time would be very difficult if not impossible. I already told them about the fraud and they have’nt gotten back to me.
If I do handle it this way, do I have to worry about it staying on my report? Is there any way to deal with that? Should I negotiate with them? (they already offered to cut the debt in half if I paid it by form letter). But the idea of eating someone else’s debt from a crime against me is infuriating!
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