Credit Debt Management

hey all, im 21 yrs old. i have no established credit. i have a couple collections on my report from the cable company but thats it. for the longest time i been trying to get a CC card. From banks and online i cannot get one. i only can get a Secured Card and i [...]

First off, I am a full-time college student. Ok, here’s my situation–I’m a little over $8,000 in credit card debt. My monthly payments from all my cards combined add up to about $180, and every one of my cards (with the exception of one at 8%) have rather high interest rates (19%, 20%). Most of [...]

Contribute more to 401K, increase savings, buy a house etc? I have paid off my car loan. I have paid off all credit card debt. I have no other existing debt such as student loans or loans of any type including a mortgage. I rent an apartment. My rent is not that expensive. I am [...]

I’VE JUST ABOUT HAD IT WITH PEOPLE DOUBTING THAT I’D BE A GOOD PARENT, DESPITE ALL THESE OTHER PEOPLE MY AGE HAVING KIDS & IT BEING OK FOR THEM. I’M TIRED OF PEOPLE TELLING ME TO “GET AN ABORTION” AS IF IT’S THE ONLY SENSIBLE OPTION DURING THE TIME I HAD A PREGNANCY SCARE. I [...]

An old economist joke goes like this. A person is walking along and says to an economist, look, there is a $20 bill on the sidewalk. The economist disputes it without looking, on grounds that if it were there, someone else would have already picked it up. The essence of profit Profit emerges once an [...]