So, I’m working on building my credit. Here’s what I have:
- Car loan (cosigned w/ 8 mos perfect payment history)
- Credit card (secured w/ 10 mos perfect payment history)
- Credit union loan (secured w/ 2 mos perfect payment history)
- Jewelery Store account (w/ 2 mos perfect payment history)
The jewelery store is Crown Jewelers, and they have a “no credit check” program. If you make a down payment, they’ll issue you a nice sized credit line and report to all 3 bureaus. I’m looking for another merchant card like this with no credit check because the collection accounts I’m working on removing are hurting my score so bad I can’t qualify for anything decent.
Does anyone know of another store like that?
Even if a purchase and down-payment is required — that’s ok.
-
Related posts:
- Building a credit history using a secured credit card…?
- what if your canadian, any suggestions there for getting store credit cards????
- Credit Cards For Poor Credit Ratings?
- Apply For Credit Card-Getting Approved For A Credit Card Can Be Difficult
- My Credit Score Is Very Low Will 2 Secured Credit Cards That I Pay On Time Increase My Poor Credit Score?