I’m 19 and have no credit. I need to start building credit now so I can buy stuff later. Idk how to get a student loan. Is it hard? but I don’t need one of those til mid 2010.
Secured credit cards. You make a deposit to get a credit line. Do you get your deposit back or what? How does it work?
So did you have any credit whatsoever when you applied for the card?
I dont have any credit and everyone i know has bad credit lol.
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