Hello! 
My fiance and I are looking for our first home. Problem is, we were only approved for $160,000. Well, actually, that is what *he* is pre-qualified for. I don’t have *any* credit score (bad or good) so that is hurting me. But I do make about $10,000 a year working from home. There is a BIG difference in houses that are $160,000 and $180,000. We only went to 1 mortgage lender who pre-approved the fiance only for $160,000. There’s a house for sale that we want and they’re asking $180,000 (hoping we can get it down to $175k though).
So here are my questions:
1) how many mortgage lenders should we go and get pre-qualified for?
2) He has been a member of his bank for 17 yrs, do you think they would approve for us for more than any other lender?
3) How can I get a credit score when I don’t have any credit and I only make $10,000 a year (before taxes)? The fiance makes enough money for us, my income is just bonus income.
HELP!!! Thanks
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