From the monthly archives:

June 2010

VA Loan Question?

June 9, 2010

Let me give you the specifics first: Me and the wife pre-qualified for our house back in Feb. I have bad credit (583) and the wife has good credit (725). We had a truck loan for 25k with a payment of 429 a month. Since the prequal, we sold the truck and cleared the loan. [...]

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i cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?

June 9, 2010

hey all, im 21 yrs old. i have no established credit. i have a couple collections on my report from the cable company but thats it. for the longest time i been trying to get a CC card. From banks and online i cannot get one. i only can get a Secured Card and i [...]

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What is the difference between secured and unsecured loan?

June 8, 2010
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Is this the 800 pound gorilla in the american foreclosure crisis that no one is discussing?

June 8, 2010

If the mortgage lenders had to lower their standards to make more mortgage loans to americans, has anyone done a study to determine where the credit worthiness of americans stands today in 2008 compared to say 10 years ago in 1998? in other words, is it possible that the fact that so many subprime loans [...]

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$700b bail out- I oppose it. How about this plan?

June 8, 2010

Economists please chime in. Review and provide comments. 1. We refinance all the mortgage loans -especially delinquent loans -perhaps leaving out 30 year loans or just including adjustable/5 year or 7 year loans-at today’s house values. And fix the interest rate at lowest possible rate for 10 years. This will give people confidence, decrease or [...]

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