From the monthly archives:

April 2010

Best credit building method?

April 29, 2010

I’m 19 and have no credit. I need to start building credit now so I can buy stuff later. Idk how to get a student loan. Is it hard? but I don’t need one of those til mid 2010. Secured credit cards. You make a deposit to get a credit line. Do you get your [...]

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why in most cases, loans are secured on real estate?

April 29, 2010
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What credit score range is viewed as acceptable/good in order to get approved for a mortgage loan?

April 29, 2010

I’m currently in the mid 550′s which is bad, and I’m trying to rebuild it so I can buy a house. What is a preferable credit score that lenders look for? Any suggestions on putting myself in the right position credit-wise to obtain a good loan? (I’m about to pay off a car note at [...]

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Why give the money to the lenders? How does this do a d@#n thing for the tax payer?

April 29, 2010

The Feds want to spend $700 billion to buy up bad mortgages so that these lenders can increase their lending power. Seeing that the revenue for this idiotic plan is our tax dollars, would it not make since to put this money in the control of the tax payers? The people who hold the debt. [...]

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