Credit Debt Management

Archive for January, 2010

It seems to me that this is an exorbitant amount to charge just to get a credit card. Especially considering the high interest rates usually associated with cards for people with bad credit.

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i am a college student living on my own and i have credit card debt that isn’t that substantial (one card is $450, the other $285), but because i am paying my own way thru school and have other monetary obligations, it is still stressing me out trying to pay it down. can someone give [...]

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Hello i have just done a credit check and im waiting to hear back. but out of curiosity i wondered how bad my credit rating really is. i have been receiving credit card offers in the post from reputable companies with 2.5% would they send it to me if i had bad credit rating or [...]

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I’ve had a company called CDS contact me about debt consolidation of my credit cards. Does anybody know if they’re reputable or a scam?

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Can an individual eliminate credit card debt by declaring bankruptcy? I didn’t think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I know someone who has $80,000 in [...]

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  • tim t: go for a reputed one The advantage of a debt consolidation repayment plan is that it prevents your creditors from harassing you as long as you go on
  • bdancer222: Most of the debt repair/consolation/settlement companies want their fees up front and leave you credit trashed. Check nfcc.org for listings legit non
  • Deal & Dime D: Call BBB in your state they have reports on everyone for you to review. Good luck and take your time to choose because some debt consolidation compani

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This blog is about debt management and other debt matters.